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Terms Of Service

These terms and conditions ("Terms") govern your use of our online training business services provided by Merit Training ("we," "us," or "our") for CA ANZ students in Australia and New Zealand. By accessing or using our website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please refrain from using our services.

  1. Use of Services 1.1. Our website offers online training courses and downloadable study materials for CA ANZ students. 1.2. You may only use our services for lawful purposes and in accordance with these Terms. 1.3. You must be at least 18 years old to use our services.

  2. Payments and Refunds 2.1. All purchases made on our website are non-refundable. As our products are digital and once purchased, they are deemed consumed and cannot be refunded. 2.2. Prices for our products are subject to change without prior notice. 2.3. You are responsible for providing accurate payment information, and you authorize us to charge the specified amount for your purchases.

  3. Content Accuracy 3.1. We strive to provide accurate and up-to-date content in our training courses and downloadable materials. 3.2. However, due to the dynamic nature of the subject matter, we cannot guarantee that all content will be the most current or complete. 3.3. We are not responsible for any errors, omissions, or inaccuracies in the provided materials.

  4. Intellectual Property 4.1. All content, including text, images, videos, and downloadable materials, available on our website, is the property of Merit Training and protected by copyright laws. 4.2. Any references to CA ANZ are copyright of Chartered Accountants Australia and New Zealand. 4.3. You may not reproduce, distribute, modify, transmit, or use our content without our prior written consent.

  5. User Responsibilities 5.1. You agree not to use our services for any unlawful or unauthorized purposes. 5.2. You are solely responsible for any content you post, share, or transmit through our website. 5.3. You must not engage in any activity that may disrupt or interfere with the proper functioning of our services.

  6. Limitation of Liability 6.1. We are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use or inability to use our services. 6.2. We do not guarantee the availability, reliability, or accuracy of our website and its content. 6.3. Your use of any information or materials obtained through our services is at your own risk.

  7. Termination 7.1. We reserve the right to suspend or terminate your access to our services at any time, without prior notice or liability. 7.2. Upon termination, your right to use our services will immediately cease, and any remaining obligations or liabilities will survive.

  8. Modifications 8.1. We reserve the right to modify or update these Terms at any time without prior notice. 8.2. By continuing to use our services after any modifications, you agree to be bound by the revised Terms.

  9. Governing Law 9.1. These Terms are governed by and construed in accordance with the laws of Australia. 9.2. Any legal action arising from these Terms shall be brought exclusively in the courts located in New South Wales Australia

If you have any questions or concerns regarding these Terms, please contact us at

Last updated: 10 June 2023

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